Business Interruption Insurance Claims

Business interruption insurance claims are often considered the most difficult types of insurance claims to adjust. Business interruption insurance is intended to provide protection for the loss of profits and continued expenses that are incurred when a business is forced to temporarily close as a result of property damage. However, the financial impact of business interruption can extend far beyond lost dollar earnings during downtime and the cost of repairs. The claims adjusters at ALL RISK Public Adjusters strive to get you the claim settlement to which you are entitled while helping you get back to business as soon as possible.
There are many types of business interruption coverage and insurance policies are often structured based on business’ particular needs. We conduct a thorough review of your policy and help you understand what coverages are provided within your specific policy. But that’s just the beginning of your claims process.
Determining a business interruption loss is complex, at best. It involves determining what your business would have earned had the loss not occurred, while taking into account how future business plans and market trends would have impacted your earnings. Insurance companies take into account past tax returns, profit and loss statements, projected sales and non-continuing expenses.
Our claims adjusters work with your insurance company to determine how your loss is defined and how it is calculated, so you can rest assured that the filed claim is in your favor. In the meantime, we also can assist you by recommending and lining up restoration companies to facilitate emergency services in order to protect your property from further damage. Throughout the entire process, we aggressively advocate for you, helping you to minimize your losses while helping you get back to doing what you do best.
There are many types of business interruption coverage and insurance policies are often structured based on business’ particular needs. We conduct a thorough review of your policy and help you understand what coverages are provided within your specific policy. But that’s just the beginning of your claims process.
Determining a business interruption loss is complex, at best. It involves determining what your business would have earned had the loss not occurred, while taking into account how future business plans and market trends would have impacted your earnings. Insurance companies take into account past tax returns, profit and loss statements, projected sales and non-continuing expenses.
Our claims adjusters work with your insurance company to determine how your loss is defined and how it is calculated, so you can rest assured that the filed claim is in your favor. In the meantime, we also can assist you by recommending and lining up restoration companies to facilitate emergency services in order to protect your property from further damage. Throughout the entire process, we aggressively advocate for you, helping you to minimize your losses while helping you get back to doing what you do best.