A public adjuster is a licensed professional who works for you and represents your best interests, just as the insurance adjuster works for the insurance company and represents its best interests. In that way, filing an insurance claim is similar to a legal proceeding: We wouldn’t recommend going to court without an attorney any more than we’d recommend filing an insurance claim without a public insurance adjuster. Having a public adjuster on your side offers a number of benefits.
1) A public adjuster will save you time.
Filing an insurance claim can be time consuming, especially if you’re unfamiliar with the process. The claims adjusters at ALL RISK Public Adjusters help manage your insurance claim from start to finish, minimizing your direct interactions with the insurance company and ensuring that the claims process proceeds in a timely manner.
2) A public adjuster has claims expertise.
Your ability to file an insurance claim and obtain a fair settlement depends in large part on your understanding of the insurance policy and how it is enforced. Unfortunately, insurance policies are constantly changing, often complex and easily misunderstood. Our claims adjusters ensure you understand your policy and the impact it will have on your claim.
3) A public adjuster can help you receive your settlement sooner.
Years of experience filing insurance claims enables our public adjusters to properly navigate the insurance claims process and anticipate the insurance carrier’s requests. As a result, we receive fewer requests for additional information, the insurance claims process takes less time and you get your repairs started sooner.
4) A public adjuster will protect your rights.
We work for you. We ensure you get the full settlement to which you are entitled and help you negotiate with the insurance carrier if your insurance claim is denied. And in the case that more aggressive action is needed to obtain a just recovery, we can serve as an expert third-party witness.
5) A public adjuster will ensure you receive fair value for your claim.
According to a study by the Office of Program and Policy Analysis & Government Accountability in the state of Florida, policyholders receive larger settlements when working with a public adjuster — 747% larger. Insurance companies are in business to turn a profit. Every settlement the company pays out cuts into that profit. Our public adjusters ensure a fair settlement for each and every claim we handle.